We specialize in matching you with the best loan for your goals.
Explore all the loan options available to you and then book a complimentary call with us to answer any specific questions you have. We’re in your corner.
"Had a great experience with the KD team at AMC. Deanna was especially very attentive and helpful. It was our first time buying a home and we were glad to have a team that walked us through every step and all of our options. I would definitely recommend AMC to any of my friends and family." - Santina, First Time Home Buyer
"Had a great experience with the KD team at AMC. Deanna was especially very attentive and helpful. It was our first time buying a home and we were glad to have a team that walked us through every step and all of our options. I would definitely recommend AMC to any of my friends and family." - Santina, First Time Home Buyer
Mortgage Loans Don’t Have to be Confusing — Let’s Simplify It.
-
Great for first time buyers! This program offers a robust solution to the challenges faced by many prospective homeowners!
Benefits
No PMI = significant monthly savings
Only requires a 3% down payment
Flexible credit guidelines
-
A bridge loan is a temporary financing solution that lets you access the equity in your current home to help fund the purchase of your next one.
Benefits
Ability to buy before selling
0% interest + $0 payments on funds
Avoid the hassle of moving twice
-
The 30-year mortgage is one of the most popular loan options because its longer term allows for lower, fixed monthly payments throughout the life of the loan.
Benefits
Low interest rates
3% down payment options
Protects you against inflation risks
-
FHA loans offer easier qualification standards and low down payment options, making them an excellent choice for many first-time homebuyers.
Benefits
3.5% down payment options
Flexible credit requirements
Fast closes - as little as 14 days
-
VA loans, guaranteed by the U.S. Department of Veterans Affairs, are offered exclusively to eligible veterans, active-duty service members, and their spouses.
No down payment required for qualified buyers
Low interest rates
Flexible underwriting guidelines
-
With our Rate Discount Program, first-time buyers can now secure rates that are permanently up to 1% lower.
Benefits
Erases all rate penalties
Helps lower your monthly payment
Lower rates are fixed for life
-
Buyers can lower their rate for 2 years - at no cost to them!
Buyers can lower their rate for 2 years - for free!
No income limits!
This program is for everyone - not just first-time homebuyers!
-
A CRA Lending Program helps make homeownership more affordable by offering flexible guidelines, reduced costs, and special loan options tailored to support buyers in local communities.
Benefits
Buyer’s can opt for a credit towards closing costs or a discounted rate
Property must be located within designated census tract
Buyers do not have to be a first time buyer.
-
This unique program lets you tap into the equity of your current home for fast funding, so you can purchase your next home without having to sell first!
Get immediate down payment funds
No monthly payments required
Can be used to finance non-warrantable properties
"Kaelen and Deanna are truly phenomenal. From the very beginning, it was clear that they approach every transaction with a level of integrity that is rare to find in this industry. I originally heard of them because of their unwavering passion for ethics, and working with them has only reinforced that reputation. They go above and beyond for every party involved, ensuring that everyone feels respected, heard, and treated fairly. Their total transparency creates trust at every step, while their strict practice of confidentiality provides peace of mind. It’s clear that their clients’ best interests always come first. Kaelen and Deanna set the standard for what ethical, client-centered real estate should look like." - Annabella | Realtor
"Kaelen and Deanna are truly phenomenal. From the very beginning, it was clear that they approach every transaction with a level of integrity that is rare to find in this industry. I originally heard of them because of their unwavering passion for ethics, and working with them has only reinforced that reputation. They go above and beyond for every party involved, ensuring that everyone feels respected, heard, and treated fairly. Their total transparency creates trust at every step, while their strict practice of confidentiality provides peace of mind. It’s clear that their clients’ best interests always come first. Kaelen and Deanna set the standard for what ethical, client-centered real estate should look like." - Annabella | Realtor
"Kaelen was the best during our project. We had lots of complex curves and twists, she managed us through the process!! " - Mark | Homeowner
"Kaelen was the best during our project. We had lots of complex curves and twists, she managed us through the process!! " - Mark | Homeowner
“From our very first conversation, it was clear that Kaelen is both highly skilled and deeply committed to her clients. She consistently made herself available—day or night—to answer questions and move our file forward. Her communication was outstanding, and she never hesitated to pick up the phone to provide updates or proactively resolve any issues that came up. I’ve been truly impressed by her level of service and professionalism, and I’m grateful to now count her as a trusted resource for my business." - Florence | Realtor
“From our very first conversation, it was clear that Kaelen is both highly skilled and deeply committed to her clients. She consistently made herself available—day or night—to answer questions and move our file forward. Her communication was outstanding, and she never hesitated to pick up the phone to provide updates or proactively resolve any issues that came up. I’ve been truly impressed by her level of service and professionalism, and I’m grateful to now count her as a trusted resource for my business." - Florence | Realtor
“As a real estate professional, I truly appreciate the KD Team at Alameda Mortgage Corporation. They’re dedicated, hard-working, and always go the extra mile for clients. What sets them apart is their commitment to constant improvement — they actively invest in coaching and professional development, which shows in the level of service they provide. It's great to work with a lending team that’s knowledgeable, communicative, and truly aligned with supporting smooth, successful transactions. Highly recommend them to anyone looking for a top-tier lending partner!" - Ray | Realtor
“As a real estate professional, I truly appreciate the KD Team at Alameda Mortgage Corporation. They’re dedicated, hard-working, and always go the extra mile for clients. What sets them apart is their commitment to constant improvement — they actively invest in coaching and professional development, which shows in the level of service they provide. It's great to work with a lending team that’s knowledgeable, communicative, and truly aligned with supporting smooth, successful transactions. Highly recommend them to anyone looking for a top-tier lending partner!" - Ray | Realtor
Clear Advice. Confident Moves.
